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Comments on: Max’s Back Pocket Vol. XV https://www.maxoutofpocket.com/maxs-back-pocket-vol-xv/?utm_source=rss&utm_medium=rss&utm_campaign=maxs-back-pocket-vol-xv Where personal finance meets healthcare. Mon, 15 Jun 2020 22:47:35 +0000 hourly 1 https://wordpress.org/?v=5.7.11 By: Max OOP https://www.maxoutofpocket.com/maxs-back-pocket-vol-xv/#comment-1371 Mon, 15 Jun 2020 22:47:35 +0000 https://www.maxoutofpocket.com/?p=8348#comment-1371 In reply to Budget Life List.

Thanks! Yeah, it’s certainly that time of year to really start getting some hiking in.

]]> By: Budget Life List https://www.maxoutofpocket.com/maxs-back-pocket-vol-xv/#comment-1368 Mon, 15 Jun 2020 16:26:32 +0000 https://www.maxoutofpocket.com/?p=8348#comment-1368 Rehab and detox are so expensive! I had no idea. It’s sickening to think of accumulated that much debt just to get back to “normal”. Tough stuff but its good to know because ignorance is no excuse! Thanks for the insight Max! The homours hiking pictures were a great way to lighted the post! Your hiking pictures are always fun!

]]> By: Max OOP https://www.maxoutofpocket.com/maxs-back-pocket-vol-xv/#comment-1361 Sun, 14 Jun 2020 12:20:08 +0000 https://www.maxoutofpocket.com/?p=8348#comment-1361 In reply to Liz.

Sure thing Liz, thanks for coming by!

]]> By: Max OOP https://www.maxoutofpocket.com/maxs-back-pocket-vol-xv/#comment-1359 Sun, 14 Jun 2020 12:15:24 +0000 https://www.maxoutofpocket.com/?p=8348#comment-1359 In reply to Kim @ The Frugal Engineers.

Hey Kim!

Yes, I agree. Would like like to get a better idea of the “cost/expense” side of this situation. Since a lot of them are tied into hospitals, that likely explains the inflated prices. That said, considering the relapse rate, this service can really add up for insurance companies as well. Once rehab patients meet their max out-of-pocket, insurers (and the risk pool) are on the hook for all the readmissions for the rest of the year. I think that is why a lot of insurance companies “carve-out” behavioral health and have another company manage it for them and keep an eye on utilization.

Really a difficult situation on all sides.

Max

]]> By: Liz https://www.maxoutofpocket.com/maxs-back-pocket-vol-xv/#comment-1357 Sun, 14 Jun 2020 04:29:35 +0000 https://www.maxoutofpocket.com/?p=8348#comment-1357 Very interesting round up of things – I enjoyed reading this quick overview of topics! And wowza! Didn’t realize about rehab costs either. ?
Thanks for including me as well, I’m so flattered. I was a little nervous to post that initial writing but I’m glad that others, like you, have connected with it! Makes me feel like I’m not alone!

]]> By: Kim @ The Frugal Engineers https://www.maxoutofpocket.com/maxs-back-pocket-vol-xv/#comment-1356 Sun, 14 Jun 2020 00:19:07 +0000 https://www.maxoutofpocket.com/?p=8348#comment-1356 Rehab costs are insane. Imagine agreeing to pay five figures for your adult child to go to rehab (since they can’t afford it themselves), then shortly thereafter you see them back to drinking. A 90% relapse rate within 90 days tells me a lot of these places are just taking well-meaning parents for a ride.

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