Max Out of Pocket

2019 Front-Loading – An Extra $950 In My Pocket

As it turns out, 2019 was a pretty great year for front-loading my 403(b) account. My low-cost VIIIX (Vanguard Institutional Index Fund Institutional Plus Shares) fund generally tracks the performance of the Standard & Poor’s 500 Index. The S&P 500 returned just over 30% in 2019. Thus, VIIIX put up a very similar return for 2019. On 12/31/2018 VIIIX was worth $227.57 per share and by 12/31/2019 is was worth $290.25 per share. That’s a...

How Much are Medicare Part B Premiums in 2020?

Well, it’s time to get back to business here at Max Out of Pocket. It is already February and we haven’t even touched on where Medicare Part B premiums came in for the calendar year 2020. Even though I am 30 years or so out from Medicare coverage, I still watch these numbers closely. You should too. They may come sooner than you think. So let’s get right to it. In 2020, the Medicare Part...

Max Out of Pocket – January

Well, I will just come out and say it – Mrs. Max OOP is officially an American. It has been a while since I’ve done one of these little updates here at Max Out of Pocket. That’s not to say we haven’t had a lot going on. The last time I did this I was writing about leaf-peepers descending on our town and now we are knee-deep in the snow writing about a new American...

My Free Lipid Panel: ELEVATED?

It’s hard to believe it has already been a few months since my free preventive exam. Frankly, I wasn’t too impressed with my doctor’s attention to detail during the physical. But ultimately, the main reason I scheduled that exam was to get orders for some screening lab work. These labs included a comprehensive metabolic panel and a free lipid panel. Related: Free Cholesterol Screening – It Could Save Your Life Let’s start by saying that...

My $50,000 Medical Office Building REIT Portfolio

If anyone has been paying attention to my passive income page lately, they might have noticed my medical office building (MOB) REIT portfolio has been quietly approaching the $50,000 mark. Yesterday, I officially passed that milestone. Another $2,600 investment in Global Medical REIT (GMRE) brought the total balance of this portfolio to $52,050. I have been dollar-cost averaging into this investment every payday since April of 2019. Apparently, consistent action and market returns have turned...