We now know that many of us with private health insurance plans are entitled to a free cholesterol screening. The Affordable Care Act mandates it with no out-of-pocket costs if we meet certain criteria. But what if we don’t fit into that criteria or our insurance company decides we need to pay for one? If we aren’t high risk or under the age of 35, that just might happen. But how much should a lipid...
August has come and gone, and we are somehow moving into a new school year. It is almost hard to believe. Mrs. Max OOP started teacher workdays last week and has kids again this week. I have closed out another busy summer at work while still managing to get in several long travel weekends and a full week off in July to host my family in our home vacation town. We even got in some...
I was going through my extensive teeth brushing routine the other day and I started thinking about our dental premiums. I am talking about the dental premiums I kept in my pocket by not paying them. Sometimes a little extra flossing and risk management can save some serious money. Just because an employer offers us a benefit doesn’t mean we always have to say yes. Oh, and don’t forget the mouth wash. Going Without Mrs....
Max OOP doesn’t like getting ordered around. It is one of the reasons I got interested in early retirement in the first place. No boss, no orders. But since we like to make healthcare complicated, I guess I will need to make exceptions from time to time. One big reason I scheduled my free preventive health physical exam was to get orders; lab orders. A lab order from a doctor or medical provider is required...
Max OOP likes to think of himself as a pretty regular guy. I have a few hobbies, a career, and try to stay in pretty good shape. As a generally healthy person, I pump iron, do squats, and I even go on a long run here and there. I like a good burger, bonfire, and yes in my 30’s, I still listen to Eminem. I enjoy difficult mountain hikes, skiing, and visiting the highest tides...