Deprecated: Return type of WP_Theme::offsetExists($offset) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-theme.php on line 554

Deprecated: Return type of WP_Theme::offsetGet($offset) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-theme.php on line 595

Deprecated: Return type of WP_Theme::offsetSet($offset, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-theme.php on line 535

Deprecated: Return type of WP_Theme::offsetUnset($offset) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-theme.php on line 544

Deprecated: Return type of WP_REST_Request::offsetExists($offset) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/rest-api/class-wp-rest-request.php on line 960

Deprecated: Return type of WP_REST_Request::offsetGet($offset) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/rest-api/class-wp-rest-request.php on line 980

Deprecated: Return type of WP_REST_Request::offsetSet($offset, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/rest-api/class-wp-rest-request.php on line 992

Deprecated: Return type of WP_REST_Request::offsetUnset($offset) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/rest-api/class-wp-rest-request.php on line 1003

Deprecated: Return type of WP_Block_List::current() should either be compatible with Iterator::current(): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 151

Deprecated: Return type of WP_Block_List::next() should either be compatible with Iterator::next(): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 175

Deprecated: Return type of WP_Block_List::key() should either be compatible with Iterator::key(): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 164

Deprecated: Return type of WP_Block_List::valid() should either be compatible with Iterator::valid(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 186

Deprecated: Return type of WP_Block_List::rewind() should either be compatible with Iterator::rewind(): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 138

Deprecated: Return type of WP_Block_List::offsetExists($index) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 75

Deprecated: Return type of WP_Block_List::offsetGet($index) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 89

Deprecated: Return type of WP_Block_List::offsetSet($index, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 110

Deprecated: Return type of WP_Block_List::offsetUnset($index) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 127

Deprecated: Return type of WP_Block_List::count() should either be compatible with Countable::count(): int, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-block-list.php on line 199

Deprecated: Return type of Pimple\Container::offsetExists($id) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/vendor-prod/pimple/pimple/src/Pimple/Container.php on line 133

Deprecated: Return type of Pimple\Container::offsetGet($id) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/vendor-prod/pimple/pimple/src/Pimple/Container.php on line 98

Deprecated: Return type of Pimple\Container::offsetSet($id, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/vendor-prod/pimple/pimple/src/Pimple/Container.php on line 79

Deprecated: Return type of Pimple\Container::offsetUnset($id) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/vendor-prod/pimple/pimple/src/Pimple/Container.php on line 143

Deprecated: Return type of iThemesSecurity\Lib\Lockout\Execute_Lock\Context::offsetExists($offset) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/lockout/execute-lock/abstract-context.php on line 60

Deprecated: Return type of iThemesSecurity\Lib\Lockout\Execute_Lock\Context::offsetGet($offset) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/lockout/execute-lock/abstract-context.php on line 66

Deprecated: Return type of iThemesSecurity\Lib\Lockout\Execute_Lock\Context::offsetSet($offset, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/lockout/execute-lock/abstract-context.php on line 72

Deprecated: Return type of iThemesSecurity\Lib\Lockout\Execute_Lock\Context::offsetUnset($offset) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/lockout/execute-lock/abstract-context.php on line 76

Deprecated: Return type of iThemesSecurity\Lib\Lockout\Execute_Lock\Context::getIterator() should either be compatible with IteratorAggregate::getIterator(): Traversable, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/lockout/execute-lock/abstract-context.php on line 56

Deprecated: Return type of ITSEC_Lib_Distributed_Storage_Cursor::current() should either be compatible with Iterator::current(): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/class-itsec-lib-distributed-storage.php on line 578

Deprecated: Return type of ITSEC_Lib_Distributed_Storage_Cursor::next() should either be compatible with Iterator::next(): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/class-itsec-lib-distributed-storage.php on line 585

Deprecated: Return type of ITSEC_Lib_Distributed_Storage_Cursor::key() should either be compatible with Iterator::key(): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/class-itsec-lib-distributed-storage.php on line 606

Deprecated: Return type of ITSEC_Lib_Distributed_Storage_Cursor::valid() should either be compatible with Iterator::valid(): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/class-itsec-lib-distributed-storage.php on line 613

Deprecated: Return type of ITSEC_Lib_Distributed_Storage_Cursor::rewind() should either be compatible with Iterator::rewind(): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/lib/class-itsec-lib-distributed-storage.php on line 620

Deprecated: Return type of WPCF7_FormTag::offsetExists($offset) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/contact-form-7/includes/form-tag.php on line 395

Deprecated: Return type of WPCF7_FormTag::offsetGet($offset) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/contact-form-7/includes/form-tag.php on line 387

Deprecated: Return type of WPCF7_FormTag::offsetSet($offset, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/contact-form-7/includes/form-tag.php on line 381

Deprecated: Return type of WPCF7_FormTag::offsetUnset($offset) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/contact-form-7/includes/form-tag.php on line 399

Deprecated: Return type of WPCF7_Validation::offsetExists($offset) should either be compatible with ArrayAccess::offsetExists(mixed $offset): bool, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/contact-form-7/includes/validation.php on line 78

Deprecated: Return type of WPCF7_Validation::offsetGet($offset) should either be compatible with ArrayAccess::offsetGet(mixed $offset): mixed, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/contact-form-7/includes/validation.php on line 72

Deprecated: Return type of WPCF7_Validation::offsetSet($offset, $value) should either be compatible with ArrayAccess::offsetSet(mixed $offset, mixed $value): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/contact-form-7/includes/validation.php on line 59

Deprecated: Return type of WPCF7_Validation::offsetUnset($offset) should either be compatible with ArrayAccess::offsetUnset(mixed $offset): void, or the #[\ReturnTypeWillChange] attribute should be used to temporarily suppress the notice in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/contact-form-7/includes/validation.php on line 82

Deprecated: Automatic conversion of false to array is deprecated in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/better-wp-security/core/modules.php on line 137

Deprecated: DateTime::__construct(): Passing null to parameter #1 ($datetime) of type string is deprecated in /home/wilbul4/maxoutofpocket.com/wp-includes/script-loader.php on line 348

Deprecated: Constant FILTER_SANITIZE_STRING is deprecated in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/wordpress-seo/src/conditionals/third-party/elementor-edit-conditional.php on line 22

Deprecated: Constant FILTER_SANITIZE_STRING is deprecated in /home/wilbul4/maxoutofpocket.com/wp-content/plugins/wordpress-seo/src/conditionals/third-party/elementor-edit-conditional.php on line 28

Deprecated: trim(): Passing null to parameter #1 ($string) of type string is deprecated in /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp.php on line 173

Warning: Cannot modify header information - headers already sent by (output started at /home/wilbul4/maxoutofpocket.com/wp-includes/class-wp-theme.php:9) in /home/wilbul4/maxoutofpocket.com/wp-includes/feed-rss2-comments.php on line 8
Comments on: The Name Is Bond, Series I Bond https://www.maxoutofpocket.com/the-name-is-bond-series-i-bond/?utm_source=rss&utm_medium=rss&utm_campaign=the-name-is-bond-series-i-bond Where personal finance meets healthcare. Sun, 31 May 2020 18:24:30 +0000 hourly 1 https://wordpress.org/?v=5.7.11 By: David https://www.maxoutofpocket.com/the-name-is-bond-series-i-bond/#comment-1272 Sun, 31 May 2020 18:24:30 +0000 https://www.maxoutofpocket.com/?p=7613#comment-1272 In reply to Chris.

I think paper bonds that are destroyed can still be recovered without going through your insurance:https://treasurydirect.gov/forms/sav0107.pdf

]]> By: Chris https://www.maxoutofpocket.com/the-name-is-bond-series-i-bond/#comment-1266 Sat, 30 May 2020 00:30:48 +0000 https://www.maxoutofpocket.com/?p=7613#comment-1266 I Bonds probably aren’t for us but this was an interesting read; seeing it as a little experiment was enjoyable.

Check your home owners or renters insurance to see if they’re covered? 🙂

]]> By: Max OOP https://www.maxoutofpocket.com/the-name-is-bond-series-i-bond/#comment-1223 Sun, 24 May 2020 21:46:55 +0000 https://www.maxoutofpocket.com/?p=7613#comment-1223 In reply to David.

Yes, the suppose the one good thing about Mrs. Max OOP being a part-time teacher is her low salary keeps us eligible for some of those tax hacks. For several years now we have been in the $0.00 capital gain bucket after maxing out all our other tax-deferred accounts. Then again, I would never let the tax tail wag the dog. If she were to get a higher paying job, I would be all for it (she has a side project she is working on that may eventually net us something). We are actually starting to hear rumors that her school may start remote next year. I am hopeful my next job move gets me to the next tier in salary, the problem is I like our spot in the mountains and not sure I am ready for another move yet!

Max

]]> By: David https://www.maxoutofpocket.com/the-name-is-bond-series-i-bond/#comment-1221 Sun, 24 May 2020 19:26:02 +0000 https://www.maxoutofpocket.com/?p=7613#comment-1221 The MAGI is just one of many disappointments, coming after phasing out of both Lifetime Learning and American Opportunity credits. I hope she enjoys school and I really hope it doesn’t end up being a “do college while at home” kinda of experience with the pandemic.

]]> By: Max OOP https://www.maxoutofpocket.com/the-name-is-bond-series-i-bond/#comment-1216 Sun, 24 May 2020 12:12:35 +0000 https://www.maxoutofpocket.com/?p=7613#comment-1216 In reply to David.

That is a really good point and definitely worth calling out. The MAGI is always causing problems 🙂

In 2020, it looks like the education tax exclusion is completely phased out at $153,550 (MAGI) for married and $97,350 for single. There is a phase-in approach if you come in under these numbers. I hope she enjoys college, those are the fun times!

Max

]]> By: David https://www.maxoutofpocket.com/the-name-is-bond-series-i-bond/#comment-1214 Sat, 23 May 2020 19:49:27 +0000 https://www.maxoutofpocket.com/?p=7613#comment-1214 Fun post! I actually cashed in some I bonds at the beginning of this year in a plan to simplify my financial picture. One less account to worry about. With my daughter going to college this fall, I got all excited when you mentioned the Education Savings Bond Program, until I found out the MAGI income limits puts any savings on the tax out of my reach.

Good luck on your I-bonds!

]]>