Monthly Archive: May 2019

My $39/Month Gym Is Closing

Back in 2013 when Max OOP stumbled across a few personal finance blogs talking about financial independence and retiring early (FIRE), it struck a chord. I finally found my people. It took turning to the internet to find others out there actually interested in this stuff. I was already well on the path of spending less, saving more, and investing the difference. But now I knew others were doing it too.   That’s not to...

GIMME SHELTER: Sheltering Medical Premiums From FICA Payroll Taxes With Cafeteria Plans

We have learned a lot these last few months here at Max Out of Pocket. Since Max OOP is just an average Joe Max, we prefer to keep things in nice, bite-sized chunks where we can. Hopefully that works out for everyone as we take a trip through the cafeteria today and pick up some medical insurance. The Rundown With an initial focus on FICA payroll taxes, we learned that most Max Out of Pocket...

Max Out of Pocket – April

I suppose it is a good idea to just stop for 10 minutes and reflect. We are constantly moving from one thing to another. How is my net worth doing? Am I financially independent yet? I need to run today. Oh, but I wanted to listen to that podcast. I guess I will do both. Facebook. Oil change. Article. Another blog post. Netflix show. Check out that new investment? REITS? New project at work? Need...