Max Out of Pocket

My $50,000 Medical Office Building REIT Portfolio

If anyone has been paying attention to my passive income page lately, they might have noticed my medical office building (MOB) REIT portfolio has been quietly approaching the $50,000 mark. Yesterday, I officially passed that milestone. Another $2,600 investment in Global Medical REIT (GMRE) brought the total balance of this portfolio to $52,050. I have been dollar-cost averaging into this investment every payday since April of 2019. Apparently, consistent action and market returns have turned...

Medicare Part A: 10-Years Of Work To Premium Freedom? Maybe.

Ever wonder how much we will have to pay for Medicare Part A premiums? Probably not. It’s a long way off for many of us. For others, it’s not as far off as it used to be. Then there are some already on Medicare Part A and have absolutely no idea how much it is costing them in out-of-pocket premiums. Since I consider healthcare one of the pillars of personal finance, it’s important for us...

Why I Am Not Front-Loading My Retirement Account In 2020

After going on and on about front-loading over the last year, I have decided not to front-load my retirement account in 2020. You see, I had planned on it. I even put a request into my HR department in early December to set aside about 90% of my salary for retirement starting in January 2020. But then I canceled the request. There is really no telling what my Human Resources department thinks of me. They...

How Much Is The 2020 Medicare Part A Deductible?

My friends over at the Medicare program make adjustments to patient out-of-pocket costs every year. This information is usually released in November for the next calendar year. With the new year rolling in, I thought there was no better time than today to take a look at the 2020 Medicare Part A Deductible.   The Medicare Part A Deductible is increasing by 3.23% for the calendar year 2020. This $44.00 increase will put the Part A deductible...

Chautauqua 2019 – Ecuador

Chautauqua. A meeting of the minds. In Ecuador. Normally, this type of thing would be out of the box for the Max Out of Pocket crew. But then again, this whole questionable blogging career has also been a bit out of the box. So here it went. Chautauqua —  “…an old-time series of popular talks intended to edify and entertain, improve the mind and bring culture and enlightenment to the ears and thoughts of the...