Max Out of Pocket

How Much Should Molecular Genetic Testing Cost?

One of the cool things about running Max Out of Pocket is I get to look at both the macro and micro aspects of healthcare. I also run into random characters from across the internet occasionally who actually have to deal with the system as a patient. Some of them have been battling scary things like cancer, and have even put it into remission. These internet encounters often spark questions about how much something costs....

Max’s Back Pocket Vol. XII

I was able to drum up enough motivation to start biking to work again this week. I really don’t have any excuses for not to be biking in. My one-way commute is 2.1 miles and only takes between 10-12 minutes on the bike. I suppose the lax dress code at work certainly makes things easier now. If there is one thing that sticks out of this pandemic, I hope it’s this new policy. But the...

The Name Is Bond, Series I Bond

Series I savings bonds have been around longer than the iPhone. They are not as flashy, but I still think they have a nice look to them. They last longer too. If you like paper, they are the only government savings bond still available in that ‘old school’ paper format. Remember the college savings bonds you might have gotten as a kid? I bonds are a lot like those. The only way you can get...

Max’s Back Pocket Vol. XI

If you are anything like me, you might be a bit rusty on your Roman numerals. So for clarity, this is the 11th edition of Max’s Back Pocket. That comes out to eleven weeks and almost fully encapsulates the height of the pandemic. When data-mining archeologists dig up this blog in 1,000 years they will be glad I meticulously documented everything. In theory, we will have ten more pandemics by then. Things started ramping up...

Tax Treatment Of My REIT Dividends Part 2: Non-Dividend Distributions

Since starting this project, I have seen a lot of recommendations that suggest I should be holding my medical office building portfolio in tax-advantaged accounts. The concern is that because REITs generate so much income from dividends, my Uncle Sam will take a lot of that income before it ever reaches my pocket. So, I took a long hard look at how my medical office building REIT dividends are taxed. To accomplish this, I purposely...