Tagged: OUT-OF-POCKET

COVID-19: Out-of-Pocket Costs? For Labs, not so much.

I have to say, I am surprised by what I am seeing with the COVID-19 progression over the last few weeks. Max is generally pretty even-keeled about things like this. As such, I have been in the “hey, aren’t we overreacting a bit here?” camp for a while now. But the changes over the last few days have certainly gotten my full attention. For me, the global response over the last week has been both...

Max Out of Pocket – January

Well, I will just come out and say it – Mrs. Max OOP is officially an American. It has been a while since I’ve done one of these little updates here at Max Out of Pocket. That’s not to say we haven’t had a lot going on. The last time I did this I was writing about leaf-peepers descending on our town and now we are knee-deep in the snow writing about a new American...

How Much Should A Cat Dental Cleaning Cost?

As pumped as I was that the Max Out of Pocket crew was able to save $300 on our dental premiums in 2019, most of that money was invested right back into our cat’s teeth in September. That’s right, Max is going off course here. But whoever said this blog can only talk about out-of-pocket costs for human healthcare? What about our furry family? They can get expensive too. The spectrum for what people are...

How Much Should A Lipid Panel Cost?

We now know that many of us with private health insurance plans are entitled to a free cholesterol screening. The Affordable Care Act mandates it with no out-of-pocket costs if we meet certain criteria. But what if we don’t fit into that criteria or our insurance company decides we need to pay for one? If we aren’t high risk or under the age of 35, that just might happen. But how much should a lipid...

How I Saved $300 On Dental Premiums in 2019

I was going through my extensive teeth brushing routine the other day and I started thinking about our dental premiums. I am talking about the dental premiums I kept in my pocket by not paying them. Sometimes a little extra flossing and risk management can save some serious money. Just because an employer offers us a benefit doesn’t mean we always have to say yes. Oh, and don’t forget the mouth wash. Going Without Mrs....