Max Out of Pocket

Max Gets A Visit From The Fire Chief: Fire Pit Project

One of my favorite pastimes is having a nice bonfire on a cool summer night. There is just something about a crackling fire cutting into the cool air keeping everyone warm. Throw a beer or two into the mix, there just isn’t much else I would rather do. I thought we could all use a little sabbatical from all this healthcare talk. Sometimes, day-to-day life is a little more interesting than talking about out-of-pocket healthcare...

Healthcare REITs: Back To The Basics

When Max OOP is out for an afternoon run through the neighborhood or avoiding elevators as I make my way through the corporate office, there are usually numbers going through my head. Instead of counting sidewalk squares like I used to, I have been trying to put that time to better use by thinking about things like my healthcare REITs. Those of us in the early retirement/financial independence community like to do fun stuff in...

Hernia Repairs For Sale, Reduced Price!

Believe it or not, hospitals and doctors are in the business of selling hernia repair surgeries. They do them all the time and the patient can usually leave the hospital the same day of the surgery. Pretty amazing. As for pricing their product? That’s almost more complicated than the surgery itself.  The NPR Bill Of The Month series hit this one right on the head. I know I have poked fun at this series in...

Max Out of Pocket – August

August has come and gone, and we are somehow moving into a new school year. It is almost hard to believe. Mrs. Max OOP started teacher workdays last week and has kids again this week. I have closed out another busy summer at work while still managing to get in several long travel weekends and a full week off in July to host my family in our home vacation town. We even got in some...

How I Saved $300 On Dental Premiums in 2019

I was going through my extensive teeth brushing routine the other day and I started thinking about our dental premiums. I am talking about the dental premiums I kept in my pocket by not paying them. Sometimes a little extra flossing and risk management can save some serious money. Just because an employer offers us a benefit doesn’t mean we always have to say yes. Oh, and don’t forget the mouth wash. Going Without Mrs....