When Max OOP is out for an afternoon run through the neighborhood or avoiding elevators as I make my way through the corporate office, there are usually numbers going through my head. Instead of counting sidewalk squares like I used to, I have been trying to put that time to better use by thinking about things like my healthcare REITs. Those of us in the early retirement/financial independence community like to do fun stuff in...
Believe it or not, hospitals and doctors are in the business of selling hernia repair surgeries. They do them all the time and the patient can usually leave the hospital the same day of the surgery. Pretty amazing. As for pricing their product? That’s almost more complicated than the surgery itself. The NPR Bill Of The Month series hit this one right on the head. I know I have poked fun at this series in...
August has come and gone, and we are somehow moving into a new school year. It is almost hard to believe. Mrs. Max OOP started teacher workdays last week and has kids again this week. I have closed out another busy summer at work while still managing to get in several long travel weekends and a full week off in July to host my family in our home vacation town. We even got in some...
I was going through my extensive teeth brushing routine the other day and I started thinking about our dental premiums. I am talking about the dental premiums I kept in my pocket by not paying them. Sometimes a little extra flossing and risk management can save some serious money. Just because an employer offers us a benefit doesn’t mean we always have to say yes. Oh, and don’t forget the mouth wash. Going Without Mrs....
Max OOP doesn’t like getting ordered around. It is one of the reasons I got interested in early retirement in the first place. No boss, no orders. But since we like to make healthcare complicated, I guess I will need to make exceptions from time to time. One big reason I scheduled my free preventive health physical exam was to get orders; lab orders. A lab order from a doctor or medical provider is required...