Max Out of Pocket

Touting My Tilt: Small-Caps, Haystacks, and Max

Over the years, I have seen several investment experts suggest they are ‘tilting’ their portfolio one way or another. It sounds sophisticated. They might generally follow total stock market indexing principles, but they deviate ever so slightly into a certain strategy. They tilt their way into ‘international equities,’ ‘value stocks,’ or even ‘alternatives.’  Tilt: move or cause to move into a sloping position. As they tout their tilt, I sometimes have a hard time reading...

Paid Parental Leave: Baby, Bonding, and Benjamins

Adding a new human to the family roster can be a shock to the system. Sure, we have cuddles and snuggles to look forward to. But on top of that, ENTIRE routines need to change. Baby colic, infant reflux, and a labor recovery are all on the table. That’s not to mention the crying.  Adjusting to feeding routines is one thing, but having the time to properly bond with a child is huge. In my...

Medical Tourism: How We Saved $450 On Our First Ultrasound

A few weeks back, I reviewed how much an obstetric ultrasound should cost in the first trimester. We learned this service could run between $250 – $1,200 in the hospital setting in the United States. It is a much more reasonable $150 – $325 in a clinic or imaging center setting. The take-home was that unless it was an emergency, it might make sense to steer clear of the hospital for this kind of service. It’s...

Max Out of Pocket: 2021 Investor Policy Statement

Part of the idea behind the Max Out of Pocket blog was for me to find a place to organize my thoughts on personal finance, healthcare, and life in general. It just so happens we have an event scheduled in April that will impact all three. So I thought now would be a good time to tighten things up a bit around here. Outside of Healthcare finance, Max prides himself on being in tune with...