Max Out of Pocket

Chautauqua 2019 – Ecuador

Chautauqua. A meeting of the minds. In Ecuador. Normally, this type of thing would be out of the box for the Max Out of Pocket crew. But then again, this whole questionable blogging career has also been a bit out of the box. So here it went. Chautauqua —  “…an old-time series of popular talks intended to edify and entertain, improve the mind and bring culture and enlightenment to the ears and thoughts of the...

Why Global Medical REIT Inc?

Max has been neglecting coverage of my medical office building portfolio. I haven’t done an update on things since I made a case for diversification back on October 18th. I suppose a two week trip to Ecuador didn’t help my writing productivity. That’s not to say I haven’t been busy behind the scenes dollar-cost averaging into my new favorite healthcare REIT. Since then, I have purchased over 300 shares of Global Medical REIT Inc. The...

My Free Annual Preventive Exam – A $251 Value

Well, after a 78-day wait, Max finally got in for his free annual preventive exam on 10/30/2019. As a completely healthy person, I guess I don’t know what I expected. Perhaps I was needlessly consuming a healthcare service that I really didn’t need to have. But ultimately, I was disappointed with the thoroughness of my 24-minute exam. Thankfully, my $21,574 insurance plan covered the exam in full with no out-of-pocket costs. Money well spent I...

My $572,570 Standard Deduction Portfolio – FI/RE

Since Max has an affinity for FI/RE (Financial Independence / Retire Early) concepts, every once in a while we are going to get a post dedicated to the subject. In this case, we are going to broach the standard deduction bucket and do a little reverse engineering into the 4% rule. It isn’t completely off-topic, though. Becoming financially independent is a great way to protect ourselves from the current state of the healthcare system in...

Insurance Premiums – My $21,564 Medical Plan

So how much does Max OOP pay in health insurance premiums?   Talk about a loaded question – but we are willing to try and field just about anything here at Max Out of Pocket. Pricing on insurance can vary widely from product to product. Like most other purchases, the product itself could be a Cadillac or a Pinto. Unlike most other purchases, the pricing is complex and most people don’t ever see the full price...