Max Out of Pocket

Max Out of Pocket – September

Summer is out and fall is in. It is hard to believe the Max Out of Pocket crew is heading into our third fall here in New England. This is a beautiful part of the country to be in for this time of year. The only negative is as the leaves start changing the “leaf-peeping” tourists start flooding the area. I shouldn’t complain, though. Tourists bring in money that lands in the pocket of people...

How Much Should A Lipid Panel Cost?

We now know that many of us with private health insurance plans are entitled to a free cholesterol screening. The Affordable Care Act mandates it with no out-of-pocket costs if we meet certain criteria. But what if we don’t fit into that criteria or our insurance company decides we need to pay for one? If we aren’t high risk or under the age of 35, that just might happen. But how much should a lipid...

Max Gets A Visit From The Fire Chief: Fire Pit Project

One of my favorite pastimes is having a nice bonfire on a cool summer night. There is just something about a crackling fire cutting into the cool air keeping everyone warm. Throw a beer or two into the mix, there just isn’t much else I would rather do. I thought we could all use a little sabbatical from all this healthcare talk. Sometimes, day-to-day life is a little more interesting than talking about out-of-pocket healthcare...

Healthcare REITs: Back To The Basics

When Max OOP is out for an afternoon run through the neighborhood or avoiding elevators as I make my way through the corporate office, there are usually numbers going through my head. Instead of counting sidewalk squares like I used to, I have been trying to put that time to better use by thinking about things like my healthcare REITs. Those of us in the early retirement/financial independence community like to do fun stuff in...

Hernia Repairs For Sale, Reduced Price!

Believe it or not, hospitals and doctors are in the business of selling hernia repair surgeries. They do them all the time and the patient can usually leave the hospital the same day of the surgery. Pretty amazing. As for pricing their product? That’s almost more complicated than the surgery itself.  The NPR Bill Of The Month series hit this one right on the head. I know I have poked fun at this series in...