Max Out of Pocket

Max Out of Pocket – April

I suppose it is a good idea to just stop for 10 minutes and reflect. We are constantly moving from one thing to another. How is my net worth doing? Am I financially independent yet? I need to run today. Oh, but I wanted to listen to that podcast. I guess I will do both. Facebook. Oil change. Article. Another blog post. Netflix show. Check out that new investment? REITS? New project at work? Need...

Healthcare REIT Experiment – Yield, Conference Calls, and Expansion

You know, it’s actually pretty simple. Avoid buying large trucks with over-engineered tailgates to get you to and from the office. Take a pass on the $500,000 cookie-cutter house in the suburb that looks exactly like your neighbors’. Say no to the $150 monthly CrossFit membership fees. Dodge the $5,000 emergency room bills (with the help of Max OOP).  The byproduct of several reasonable decisions over time is usually an obnoxious amount of money left...

Medicare FICA: Tax or Premium?

Max Out of Pocket has a question for you. Do you have any clue how much you pay into the Medicare program out of every pay check? I mean come on, what else do you have to worry about on a Saturday afternoon?   Well, a big piece of the answer is in your FICA (Federal Insurance Contributions Act) payroll taxes. It is an important concept to understand before we get too far into your...