Max Out of Pocket

Max Out of Pocket – January

Well, I will just come out and say it – Mrs. Max OOP is officially an American. It has been a while since I’ve done one of these little updates here at Max Out of Pocket. That’s not to say we haven’t had a lot going on. The last time I did this I was writing about leaf-peepers descending on our town and now we are knee-deep in the snow writing about a new American...

My Free Lipid Panel: ELEVATED?

It’s hard to believe it has already been a few months since my free preventive exam. Frankly, I wasn’t too impressed with my doctor’s attention to detail during the physical. But ultimately, the main reason I scheduled that exam was to get orders for some screening lab work. These labs included a comprehensive metabolic panel and a free lipid panel. Related: Free Cholesterol Screening – It Could Save Your Life Let’s start by saying that...

My $50,000 Medical Office Building REIT Portfolio

If anyone has been paying attention to my passive income page lately, they might have noticed my medical office building (MOB) REIT portfolio has been quietly approaching the $50,000 mark. Yesterday, I officially passed that milestone. Another $2,600 investment in Global Medical REIT (GMRE) brought the total balance of this portfolio to $52,050. I have been dollar-cost averaging into this investment every payday since April of 2019. Apparently, consistent action and market returns have turned...

Medicare Part A: 10-Years Of Work To Premium Freedom? Maybe.

Ever wonder how much we will have to pay for Medicare Part A premiums? Probably not. It’s a long way off for many of us. For others, it’s not as far off as it used to be. Then there are some already on Medicare Part A and have absolutely no idea how much it is costing them in out-of-pocket premiums. Since I consider healthcare one of the pillars of personal finance, it’s important for us...

Why I Am Not Front-Loading My Retirement Account In 2020

After going on and on about front-loading over the last year, I have decided not to front-load my retirement account in 2020. You see, I had planned on it. I even put a request into my HR department in early December to set aside about 90% of my salary for retirement starting in January 2020. But then I canceled the request. There is really no telling what my Human Resources department thinks of me. They...