Max Out of Pocket

Healthcare REIT Experiment – How Does DOC Make Me Money?

One thing Max OOP has picked up over the years is that buying stocks based on sex appeal usually isn’t a good idea. If you are investing your hard-earned dollars into a company, it is a really good idea to go on a date or two to get an understanding of how that company uses your dollars to put even more dollars back in your pocket. Take the building above; it’s nice to look at,...

My $39/Month Gym Is Closing

Back in 2013 when Max OOP stumbled across a few personal finance blogs talking about financial independence and retiring early (FIRE), it struck a chord. I finally found my people. It took turning to the internet to find others out there actually interested in this stuff. I was already well on the path of spending less, saving more, and investing the difference. But now I knew others were doing it too.   That’s not to...

GIMME SHELTER: Sheltering Medical Premiums From FICA Payroll Taxes With Cafeteria Plans

We have learned a lot these last few months here at Max Out of Pocket. Since Max OOP is just an average Joe Max, we prefer to keep things in nice, bite-sized chunks where we can. Hopefully that works out for everyone as we take a trip through the cafeteria today and pick up some medical insurance. The Rundown With an initial focus on FICA payroll taxes, we learned that most Max Out of Pocket...